Top 10 Best Auto Insurance Companies of America in 2012

It is automatic for anyone who owns a car to apply an auto insurance or better known as vehicle insurance. It would serve as a legal agreement between the car owner, and the insurance company about certain policies in relation to the coverage that it could only cover or pay. The auto insurance would pay specific premium that would serve as financial protection should in case accidents happen, and damage is incurred by the car. In order to know if you have the best auto insurance companies of America in 2012, you have to check on this list, and reevaluate your insurance provider.

10. USAA

Its acronym stands for the United States Automobile Association. This company is established to serve the army officers, and government employee of the United States. Hence, it started to offer their auto insurance to others who are not an army officer. They have offices in Phoenix and San Antonio.

9. GMAC

GMAC has been providing cheap insurance rates that would reach other citizens of America. They have been in operation since World War II specifically in 1939. You could find various offices or branches in Canada specifically in the areas or states of United States.

8. Allstate

It is known for their simple statement of “You’re in good hands”, and they are known for getting customers’ attention because of their modern techniques of inviting people to get auto insurance from them. They were able to maintain their reputation in this business for the past 80 years.

7. AAA

Its acronym stands for American Auto Association and they have been operating for more than a century. In fact, they are one of the boosters in increasing the leverage of the auto insurance industry. They support road improvements, and traffic safety standards. One of their perks is the benefits, and discounts that they are providing to their auto insurance policy holders.

6. State Farm

Like Nationwide, it also carries the same purpose why it was formed, which is to serve farmers, and ranchers. It has been in operation for about 90 years. It has never been out listed for the 10 best auto insurance companies of America for the past years. It is not just limited in some states in America but has made an expansion in Canada.

5. Liberty Mutual

This is one of the 10 best auto insurance companies of America in 2012 that does not just serve America, but other nearby countries as well. They have established various branches in some countries, and they are growing. They have been in this business for about 100 years.

4. Nationwide

Their name offers what they really want and not just exclusive in Ohio. In fact, they are very considerate on their policy holders’ needs when it comes to their collectibles. At first, they were offering their auto insurance to farmers, and ranchers, not until it has been extended to the public, and other states.

3. Esurance

It was established in 1999 and they have a slow start, but it became one of the favorites, and fastest insurance companies. They caught the hearts of their clients because of their efficiency, and quick response time when it comes to speedy claims, policy writing processes, and other features that they have been offering to their policy holders. Two major perks that made them standout are their policy flexibility, and benefits & discounts.

2. Progressive

They are indeed progressing, because they are in this business for more than 70 years. Everyone is aware that there are huge numbers of auto insurance companies in America, but they have managed to maintain their standards, and meet the expectations of their clients. They are known for their excellent customer service, policy flexibility, emergency responsiveness, and they are keeping their commitment to all their policy holders.

1. GEICO

It stands for Government Employees Insurance Company which caters to serve all employees from the federal government. Like USSA, they have extended their insurance policy to others who are not government employees. Just for clarification, this is not an official Insurance company for the government, but they have been providing insurance to millions of people for the more than 70 years in about 50 states in America.